Take Back Control of Your Business and Your Peace of Mind

MCA debt doesn’t just drain your cash flow, it drains your confidence.

The fear is real:

Fear of losing your business, your customers, or your reputation.

Fear of failing the people who depend on you.

Fear of financial ruin—or even personal harm—from aggressive funder tactics.

Fear of being deceived again by false promises and dishonest behavior.

At Liberty Advisory, we understand that MCA debt isn’t just a financial crisis, it’s an emotional one. Our mission is to help you breathe again, think clearly, and regain control of your business through calm, data-driven, and strategic solutions.

You don’t have to face funder intimidation alone. Let us internalize that stress, take it on you, so you can focus on what you built your business to do: operate, grow, and lead.

Talk to our financial experts today. We’ll help you find clarity, strength, and a plan you can believe in.

Why We Exist

Running a business is hard enough. Daily or weekly withdrawals, stacked MCAs, and relentless funder pressure can make even the strongest entrepreneur feel trapped. We understand the fear, frustration, and exhaustion that come with MCA debt.

Liberty Advisory was founded to give you clarity, practical solutions, and peace of mind, grounded in real-world financial expertise. We focus on the numbers that matter and use strategic negotiation to create realistic repayment plans that protect your business and your sanity.

Why Business Owners Trust Liberty Advisory

  • CFO-Level Expertise – Our team brings real-world finance and business management experience to every case.

  • Analytical Precision – Every plan is grounded in hard numbers and financial modeling.

  • Revenue-Centric Thinking – We prioritize understanding your business model before proposing solutions.

  • Calm, Professional Guidance – We absorb the pressure so you can focus on leading your company.

  • Long-Term Stability – Our work aims for sustainable health, not temporary relief.

Schedule a free consultation regarding your Merchant Cash Advance loan now.

Our Approach

Step 1: Comprehensive Financial Assessment

Every effective MCA restructuring begins with understanding your business at its core. Our process goes beyond surface-level metrics—we conduct a detailed analysis of your entire financial ecosystem:

- Cash Flow and Bank Statements – To see how funds move through your business daily and identify pressure points.
- Profit & Loss Statements – To uncover real revenue potential and operational inefficiencies.
- Balance Sheets – To evaluate your assets, liabilities, and equity position.
- Revenue Model & Business Model – To understand how your company earns money, how it collects money, what drives growth, and where stress appears when cash flow tightens.

We believe that your business and revenue model are the foundation of any successful solution. Only by fully understanding how your business works can we design restructuring strategies that truly fit and last.

Step 1: Comprehensive Financial Assessment

With a complete picture of your financial position, we design custom payment plans that align with your revenue cycle and operational realities.

We account for:
- Seasonal fluctuations and cash flow variability
- Payroll and vendor obligations
- Operating costs and reinvestment needs

Our goal is to help you stabilize your business, restore cash flow, and regain control, without unrealistic or short-term fixes.

Step 3: Strategic Negotiation with Funders

Armed with data and clarity, we negotiate directly with MCA funders on your behalf. Our professionals use financial leverage, behavioral economics, and deep market insight to achieve results that are:
- Sustainable for your business
- Grounded in clear, verifiable data
- Designed to reduce immediate stress and long-term exposure

We approach every negotiation with professionalism and precision, focusing on productive outcomes—not conflict.

Step 4: Ongoing Support & Monitoring

MCA debt doesn’t vanish overnight, and neither does our commitment to you. We remain engaged as your situation evolves, helping you:
- Monitor cash flow and maintain stability
- Adjust payment structures as conditions change
- Communicate effectively with funders to prevent escalation

You’ll never have to navigate the process alone again.

Our Services

Debt Restructuring

Spread out repayments through tailored plans built on accurate forecasting and cash flow analysis.

Debt Negotiation

Seek reduced obligations through constructive, data-driven negotiation.

Cash Flow Safeguarding

Protect operations and maintain liquidity during negotiations.

The Human Side of MCA Debt

MCA debt impacts more than just your balance sheet; it affects your focus, your relationships, and your ability to lead with confidence. Many business owners describe the experience as constant noise, emails, calls, and threats that never stop, robbing them of sleep and peace of mind.

At Liberty Advisory, we understand that you need more than numbers. You need space to think clearly again. We help you quiet the noise, take back your mental bandwidth, and rebuild stability, step by step, with empathy and professionalism.

Core Values

  • Precision – Every recommendation is grounded in data and real-world experience.

  • Integrity – We provide only transparent, ethical, and responsible solutions.

  • Empathy – We understand what this stress feels like, and we’re here to carry it with you

  • Long-Term Thinking – Our goal is to restore your business to health and stability, not just survive the moment.

Who's This Perfect For

Daily or weekly withdrawals strangling your cash flow

Stacked MCA loans creating a financial tailspin

Funders pressuring you with nonstop calls or emails

Accounts threatened

You’re not alone. Liberty Advisory helps business owners like you stabilize, rebuild, and move forward—with financial precision and emotional understanding.

Disclaimer: The information on this website is for general information purposes only. We are a debt relief agency.  We do not provide legal services etc. It is not legal advice and does not create an attorney-client relationship. We are a debt relief agency.

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